Virginia home sellers
Need to sell your house under financial pressure?
A drop in income, missed mortgage payments, or a loan deadline can change what you need from a sale. Steve and Stacy can help you explore a direct, as-is offer and see whether the numbers and timing work for you.
Talk through my options
What’s putting pressure on the sale?
Has your income dropped?
If the monthly cost of keeping the house no longer fits your budget, we can discuss an as-is offer so you have a number to compare with your other options.
Behind on mortgage payments?
Contact your mortgage servicer promptly to ask what options are available. If you’re considering a sale, tell us about any dates you’ve been given so we can assess whether a purchase is realistic.
Facing foreclosure or a scheduled sale?
If you’ve received a notice with a sale date, contact your servicer or a HUD-approved housing counselor promptly. We can discuss timing, but any closing depends on what can be completed before the deadline.
Behind on property taxes or HOA dues?
If you have a recent balance or notice, let us know. The closing team can review what needs to be paid or resolved and how that affects what you’d receive.
Is there a lien or judgment on the property?
Tell us what you know about it. A title or settlement professional can review the records and identify what needs to be addressed before a sale can close.
Do you owe close to what the house is worth?
Compare the likely sale proceeds with loan payoffs and closing costs. If the sale would leave a shortfall, ask the closing team and your lender what would be needed before you commit.
Is a balloon payment or loan maturity coming up?
Share the due date and ask your lender for a current payoff. We can tell you whether we can make an offer and whether the closing timeline looks workable.
Sell as-is in 3 simple steps
Tell us about the house and any deadlines
Share the address, the home’s condition, and any dates you’ve been given.
Review a written offer
If the house is a fit, we’ll put the price and terms in writing, including the proposed closing date and any conditions.
Choose your next step
Take time to compare your options. If you decide to sell to us, we’ll coordinate with the closing professionals.
Meet Steve and Stacy
We’ve been buying Virginia homes since 1997. We buy directly and handle repairs after closing. We’ll explain our offer so you can compare what you’d keep from each option and whether the closing timeline fits your needs.
Need help with your mortgage?
If you’re having trouble making payments, contact your mortgage servicer and consider speaking with a HUD-approved housing counselor. You can explore those options while you decide whether selling makes sense.
Frequently asked questions
What should I share if I’m working against a deadline?
Tell us the date you’ve been given and any known payoff amounts. We can discuss whether our proposed timeline fits.
What happens after I reach out?
We discuss the property, your timing, and whether a walkthrough makes sense. If we make an offer, you can review the price and terms in writing. See more questions about selling to us.